⚡30-day operational guarantee: system delivered to the promised standard — AI intake 24/7 in Spanish, approved disclosure, CROA + FCC-compliant, integrations live — or we work for free until it is.
Vertical system · Credit & Funding

Every intake lead answered in Spanish.
24 hours, 7 days.

For Latino credit-repair and 0% business-funding firms in the USA — credit repair, 0% business funding. AI Voice 24/7 runs initial intake in Spanish with approved disclosure ("This call is generated by artificial intelligence — FCC disclosure"). PEWC capture + state licensing verification, CROA + FCC-compliant, direct booking to the operator's calendar. Speed-to-lead from hours to seconds.

✓AI intake 24/7 in Spanish · CROA + FCC-compliant ✓PEWC + DNC + approved FCC + CROA disclosure ✓Direct booking to the operator's calendar
I want to see the system running Or ask straight up on WhatsApp →
LPS Credit & Funding Robot — sitting in a finance office reviewing a credit-report dashboard on a tablet

24/7

bilingual AI intake · always on · CROA + FCC-compliant

<60s

AI Voice response time · contractually guaranteed

100%

approved disclosure + PEWC capture + state licensing verification on every intake

30d

system live · operational standard delivered or we work for free

A day without a system

What happens to your $10–15k/mo of ad spend

If you identify with 3 of these 6, you're handing your budget to the competitor who DOES have a system. [market figures subject to verification with your real data]

A Facebook lead comes in at 11pm asking about credit repair and 0% business funding. You call the next day — they already checked 3 competitors. 70% already ruled out your firm.
Instagram DM at 2am: "I have a 580 score and want to open a business." By the time you reply in the morning, they already got a quote elsewhere. Hot lead lost on schedule.
Your human intake forgets the CROA disclosure before mentioning pricing. Customer complains to the CFPB. You drag the complaint for months + possible enforcement action.
Manual outbound dialing with no PEWC tracking. One wrong call = potential TCPA suit. $500–$1,500 per call (or $1,500 if willful — Lexington Law $1.8B precedent).
Client sends documents over regular email without encryption. Compliance officer flag: HIPAA-adjacent privacy risk on personal financial information.
Your English-only CRM doesn't capture bilingual nuance. Latino lead says "score" in Spanglish and the system routes them to the wrong queue. Lead discarded without anyone seeing it.
$8–15k/month
in leads lost by shopping alone · + TCPA risk from misconfiguration (up to $1,500/call) · + CROA exposure if disclosure is missing. Every lead that comes in after hours or without an initial disclosure = regulatory risk + lost revenue. [ranges subject to verification with your data]

The system in action

Every lead gets Spanish-language intake, 24/7, without your intake team working off-hours.

The system runs the first 4 steps in under 60 seconds per lead, in Spanish, 24 hours a day. Your team only processes the ones that already cleared disclosure, PEWC capture + state licensing verification and initial screening.

1

Lead fills out the form in your ad (Facebook, Google, web, TikTok). The system captures everything in the CRM with source attribution.

2

AI Voice calls in under 60 seconds in natural Spanish. Mandatory FCC disclosure at the start: "Hi, I'm an automated assistant. This call is generated by artificial intelligence. Would you like to continue?" The customer gives verbal/digital PEWC BEFORE any intake.

3

Service-specific screening — Credit Repair: estimated score range (no real score required), state, negative items yes/no. Business Funding: business type, business age, estimated revenue, owner score range.

4

CROA disclosure embedded before mentioning pricing — "You have the right to dispute inaccurate information directly with the credit bureaus at no cost. Your contract will include your rights under state and federal law (CROA Section 405). Cancel anytime."

5

Books with the intake specialist or licensed operator based on priority scoring + state coverage. Lead from a state where you don't operate → polite response with referral, no team time burned.

6

Sends an email with the "Consumer Credit File Rights" pre-signed disclosure + a 24-hour reminder before the consult. Your intake team shows up prepared, without wasting time on compliance basics.

7

Automatic follow-up if no deal closes on the consult: 24h, 3 days, 7 days with info on services performed (input-driven, NO score-up or funding-approval promises — CROA + TSR + FCC-compliant).

LPS Credit & Funding Robot — presenting a credit-data dashboard to the customer with initial FCC disclosure

Automatic initial disclosure: contact, not advisory — before any question

Your Pipeline · System mechanics

Ad leads/month 100
▼
Contacted (no system, business hours) ~30
Contacted (LPS · 24/7 bilingual) ~95
▼
Pass disclosure + state licensing verification (no system) ~12
Pass disclosure + screening (LPS) ~36

Projection based on speed-to-lead <60s + 24/7 bilingual vs. an intake specialist on business hours.
Actual result depends on your market, offer and ad quality. Not an outcome guarantee.

Intake in action

A typical case — from lead to calendar

When a Facebook-ad lead comes in at night, this is what happens before your intake team even sees the lead. Compliance-aware, full screening, without your team working off-hours.

LPS Credit & Funding Robot — answering a Facebook-ad lead at 9:31 PM with FCC AI disclosure

9:31 PM

Credit-repair lead fills the form on a Facebook ad — AI calls in under 60s

Prospect filled the form on your campaign asking for credit-repair and 0% business-funding info at 9:30pm. AI Voice calls in Spanish at 9:31 with a mandatory FCC disclosure at the start: "This call is generated by artificial intelligence. Would you like to continue?" Customer gives verbal PEWC. AI runs intake on estimated score range, state, existing business yes/no.

Bilingual speed-to-lead + FCC disclosure: <60 seconds · 24/7
LPS Credit & Funding Robot — consultation booked with a Latino entrepreneur for tomorrow 10am, pre-signed CROA disclosure

9:51 PM

Qualified → consultation booked with the intake specialist for tomorrow 10am

The AI determines the service applies to the customer (verifiable status + service fit + state coverage + PEWC captured). Automatically books with your intake specialist for tomorrow 10am. Sends the intake form to the customer to fill out beforehand. Your team shows up prepared, not burning 30 minutes asking for basic info.

From lead to booked calendar: 8 minutes

While your team rests, the system answers leads in Spanish, screens eligibility, and fills the calendar with viable leads. The operator opens the calendar in the morning and only finds pre-qualified leads ready, with a signed CROA disclosure.

The package

Sistema 60s for Credit & Funding

"AI intake 24/7 in Spanish. CROA + FCC-compliant. System delivered to the promised standard in 30 days — or we work for free until it is."

  • ✓
    Bilingual (English + Spanish) AI Voice intake 24/7 Calls every lead in under 60 seconds with FCC disclosure at the start ("This call is generated by artificial intelligence") and CROA right-to-cancel embedded. Credit-repair / 0% business-funding vocabulary. Verbal/digital PEWC capture. FCC AI disclosure at the start of every call.
    $5,964/year
  • ✓
    CRM with a legally-built pipeline lead → AI disclosure delivered → PEWC captured → qualified → consult booked → consult held → deal closed → service started. Tags by service (credit repair / 0% business funding) + state + score range.
    $1,800/year
  • ✓
    Screening scripts by main service Credit Repair (status, priority, ICE urgency), PI (severity, date, damages, photo), Family (jurisdiction, urgency, custody/divorce). Scripts reviewable with your compliance officer.
    $2,400/year
  • ✓
    Automatic pre-consult intake forms Service-specific form (credit repair / business funding) sent after qualification. The customer fills it out before the consult. Your intake team shows up prepared, not burning time on basic questions.
    $1,200/year
  • ✓
    Pipeline + ad ROI dashboard CPL, CPQ (cost per qualified lead), close rate, AI disclosure delivery rate, PEWC capture rate, source attribution, state coverage compliance. Connected to Facebook/Google ads for optimization. In Spanish.
    $1,800 setup
  • ✓
    Integration with your legal stack Credit Repair Cloud, DisputeFox, Smart Credit, Funding Circle, Stripe, GHL Booking, QuickBooks. Connected, not replaced.
    $3,500 setup
  • ✓
    Bilingual training for your intake team + operators 3 sessions in Spanish, recorded, written manual with a compliance refresher (CROA disclosure delivery, PEWC capture, FCC AI disclosure script, state licensing verification).
    $1,800
  • ✓
    90-day WhatsApp support + ethics support Human reply in <24h. If a compliance/ethics question comes up during setup, we connect you with a consultant (not credit / financial-services advice — referral).
    $1,200
  • ✓
    30-day operational guarantee System delivered to the promised standard in 30 days: bilingual AI intake 24/7, speed-to-lead <60s, approved disclosure, PEWC capture + state licensing verification, direct booking to the calendar, integrations live, WhatsApp support active — signed in contract. If not, we work for free until it is. Operational metric, not score outcomes or funding approvals (CROA + FCC-compliant).
    one-time
⚖️
IMPORTANT NOTICE — COMPLIANCE NOTICE

LPS is NOT a credit repair organization. LPS provides operational infrastructure (AI Voice + CRM + automation + compliance tooling) to licensed firms that actually perform credit repair and/or business funding. LPS does not repair credit, does not approve funding, does not make promises about scores or approvals.

Guarantees = OPERATIONAL outcomes (speed-to-lead <60s, AI disclosure delivery, PEWC capture rate, DNC compliance, state coverage verification, WhatsApp support active). We NEVER promise business outcomes (score-up, funding approval, removal of negative items) — that would violate:

  • CROA (Credit Repair Organizations Act, 15 U.S.C. §§ 1679 et seq.) — federal · prohibits score-improvement promises + advance fees. We do not promise specific credit-score outcomes. You have the right to dispute inaccurate information directly with credit bureaus at no cost. Cancel anytime.
  • TSR (Telemarketing Sales Rule, 16 CFR Part 310) — federal · advance-fee ban on telemarketed credit repair. No upfront fees for credit repair until services are performed and reported.
  • TCPA + FCC AI Voice Ruling (Feb 2024) · AI-generated voice = "artificial voice" requires PEWC + FCC disclosure at the start. Calls may be answered by an AI assistant. Prior express written consent on file before any robocall. By submitting your information you agree to receive autodialed calls and texts at the number provided. Consent is not a condition of purchase. Msg & data rates may apply. Reply STOP to opt out.
  • State CSO licensing (15–20 states with bonds: CA $100k, TX $10k, FL $10k, etc.)
  • TILA business-lending state laws (CA, NY, UT, VA + more with TILA-like disclosures for small-business funding). All loan terms shown are estimates. Final APR, fees, and terms determined by lender.

Pre-setup we verify: your state licensing/bonding by state, your disclosure scripts vs. CROA "Consumer Credit File Rights Under State and Federal Law", your PEWC capture flow for AI Voice, your opt-in/DNC management. The system is configured with FCC AI disclosure at the start of every call, CROA right-to-cancel embedded, end-to-end encryption, and reviewed with your compliance officer before go-live. LPS does NOT provide legal or compliance advice — it delivers operational infrastructure.

Bonuses included

4 extra bonuses for firms that live off ads

When you sign up for Sistema 60s, you also receive:

01

Intake scripts by area (reviewable with your compliance officer)

30+ scripts in Spanish: Credit Repair (asylum, U-visa, family-based, removal defense, naturalization), PI (auto, slip-and-fall, workers comp, wrongful death), Family (divorce, custody, support, prenup). Audio + text, editable.

Value: $1,997
02

Intake-form templates by area

Pre-built forms with CROA disclosure language ("Consumer Credit File Rights Under State and Federal Law"): 6 credit-repair templates + 5 business-funding + 3 dispute-letter drafts. Customizable to the state/jurisdiction. Ready day 1.

Value: $997
03

Mini-course "Legal marketing in Spanish 2.0"

6 videos in Spanish (75 min): how to lower CPL on Facebook ads, segmentation by origin (Mexican/Colombian/Cuban), how to handle leads asking for "score guarantees" without violating CROA, how to capture compliant PEWC for AI Voice, how to run 0% APR promotions without violating TILA business-funding state laws.

Value: $797
04

30-min with Carlos (founder) in month 2

Strategic call with the founder at 30 days: we review your real funnel (CPL, CPQC, close rate per source) and unblock bottlenecks specific to your firm.

Value: $497

Total bonus value: $4,788 — included at no extra cost.

Honest filter

Who Sistema 60s IS for — and who it is NOT for

We don't sell to everyone. If you're not a fit, we tell you straight and save you the frustration.

✓ For you

It's for you if...

  • ✓You're the owner/managing partner of a credit-repair or business-funding firm focused on the US Latino market — state licensing current (CA $100k bond, TX $10k, FL $10k, etc.)
  • ✓You spend at least $15,000/mo on ads (Facebook/Google/TV/radio) — you have flow, the problem is converting
  • ✓Your average deal is at least $1,500 (credit-repair package + business-funding referral) — 2 extra deals pay LPS for several months
  • ✓You have an intake coordinator/intake specialist overloaded disqualifying leads — team time is spent on what doesn't convert
  • ✓You're willing to invest $997/mo + setup $2,497 if the system delivers what's promised in 30 days: bilingual AI intake 24/7, speed-to-lead <60s, approved disclosure, integrations live, CROA + FCC-compliant
  • ✓Your compliance officer is willing to review the configuration before go-live (it's non-negotiable on our side)
✗ Not for you

NOT for you if...

  • ✗You're a solo practitioner billing <$10k/mo — the ticket doesn't justify the system yet
  • ✗You don't spend on ads. If you don't have paid lead flow, you need to fix marketing first — we'll refer you to who to talk to
  • ✗You want "AI that promises to raise scores or approve funding." That's a CROA violation (federal) + TSR + possible TCPA exposure and we don't do it. LPS handles operational intake + compliance tooling — credit work and funding decisions stay with your licensed team
  • ✗Your jurisdiction restricts AI Voice in legal intake (some states prohibit it). Confirm it before you buy
  • ✗You're looking for something cheap. There are legal CRMs at $99/mo. If price is your only filter, you'll be frustrated with LPS's ticket
  • ✗You don't want your compliance officer to review. It's non-negotiable — protection for you and for us

Calculate your real loss

How much of your ad spend are you handing to the competitor?

Put in your real numbers. The calculator shows your real cost per qualified lead today — and how much it drops with LPS.

The direct question

"What if I buy Credit Repair Cloud + a dialer + GHL?"

Fair. But you're not buying 1 tool — it's 5 with legal risk.

Buy separate tools + assemble yourself Sistema 60s LPS
$300 legal CRM + $400 dialer + $200 intake software + $300 AI Voice = ~$1,200/mo in subscriptions Everything included at $997/mo
250+ of your hours integrating + training intake on compliance + reviewing with the compliance officer 0 of your hours. Up and running in 30 days with compliance review included.
Generic CRM templates without Spanish scripts or credit-repair / business-funding vocabulary Pipeline + scripts built per main service, in Spanish
Generic English AI Voice + you write prompts and pray it doesn't violate CROA + TSR + TCPA AI Voice included in Spanish, configured with FCC disclosure + CROA disclaimer + PEWC tracking + state licensing verification
You handle CROA + TSR + TCPA + state licensing alone (huge risk) Compliance review with compliance officer BEFORE go-live, configured with guardrails
No guarantee. You pay whether it works or not. System delivered to the promised standard in 30 days (bilingual AI intake 24/7, speed-to-lead <60s, CROA + FCC-compliant, integrations live) or we work for free until it is
Real cost: ~$11,748/year + 200 hours + 4–6 months + CROA/TSR/TCPA risk + state licensing gaps Real cost: $22,961 first year, running in 30 days, with operational guarantee, ethics-reviewed
"Buying the legal tools is buying books. What you need is the firm built — with compliance review included."

If you want the exact calculation for your firm, book 30 min and we do it together.

Your investment

3 ways to start

No annual contract. No penalty. Cancel anytime.

Monthly

$997/mo

+ setup $2,497 one-time

Start with a setup payment + monthly. Cancel anytime, no penalty. Compliance review included.

Start monthly

Financed setup

$997/mo

+ setup in 3 payments of $1,665

Split the setup into 3 interest-free installments. We build day 1. Recommended: minimal cash shock + compliance review in parallel.

Start with financing

Annual

$14,970/year

+ setup $2,497 (-20% discount)

2 months free equivalent (~$2,994 saved). Setup payable in one shot at 20% off. The most efficient option if you have the cash.

Start annual

Your protection

How we protect you

4 stacked guarantees. The risk is ours, not yours.

⚖️

30-day operational standard

System delivered to the promised standard in 30 days: bilingual AI intake 24/7, speed-to-lead <60s, approved disclosure, PEWC capture + state licensing verification, integrations live, WhatsApp support active — signed in contract. If not, we work for free until it is. Operational metric, NOT business outcomes (score improvement, funding approval) (CROA + FCC-compliant).

🛡️

Compliance review included

Your compliance officer reviews the configuration BEFORE go-live. CROA disclosures, FCC AI script, PEWC capture flow, DNC list, state coverage matrix — all documented.

🔧

Setup live or refund

If at 30 days the system isn't running due to something on our side, we refund the full setup. Zero technical excuses.

📅

No contract

Cancel anytime, no penalty, no questions, no complicated legal paperwork.

⏱️

Limited capacity — licensed firms only

We accept a maximum of 2 new firms per month (lower capacity than other verticals due to state licensing verification + CROA review). Real capacity, not marketing.

May 2026: 1 slot
June 2026: 2 slots
July 2026: 2 slots

Get started

30 minutes. No pitch. No commitment.

We tell you how much of your ad spend is being handed to the competitor by replying late, what can be automated in your intake, and what it costs to fix it. If it doesn't make sense for your firm, we tell you no — the diagnosis is our investment.

Book my diagnosis Prefer WhatsApp? →

Frequently asked questions

What managing partners ask before signing

Does LPS replace my intake specialist or coordinator?
No. LPS handles initial screening (qualification + booking + pre-consult intake form) so your intake specialist/coordinator only processes already-qualified leads. Your team focuses on viable cases; the system filters out the ones that don't apply or are out of jurisdiction. Typical result: 70% of intake-team time recovered.
Do you promise deal closes or a specific number of signed cases?
No. That would violate CROA + TSR + FCC AI ruling (no outcome promises) and depends on your market, offer, deal pricing and close skills. We promise OPERATIONAL system standard: AI intake 24/7 in Spanish + English, speed-to-lead <60 seconds, approved initial disclosure, PEWC capture + state licensing verification, direct booking to the operator's calendar, integrations live, WhatsApp support active. System delivered to the promised standard in 30 days or we work for free until it is. The exact operational metric we sign off with you and your compliance officer before starting.
Does it comply with CROA, TSR and TCPA AI Voice rules?
Yes. Configured with: (1) automatic FCC disclosure at the start of every AI Voice call ("This call is generated by artificial intelligence"); (2) PEWC capture + opt-in tracking before any outbound (TCPA Feb 2024 ruling) — calls may be answered by an AI assistant, prior express written consent on file before any robocall; (3) CROA "Consumer Credit File Rights" disclosure embedded in the flow before mentioning pricing — we do not promise specific credit-score outcomes; you have the right to dispute inaccurate information directly with credit bureaus at no cost; cancel anytime; (4) automated DNC list management (federal + state); (5) state licensing verification before accepting leads from a new state. Before go-live we review with your compliance officer — non-negotiable.
Does it work for credit repair (FCRA + CROA + state law changes)?
Yes — and it's actually one of the best use cases. Policy shifts at the federal level generate lead spikes (regulatory deadlines, program windows, enforcement waves). The system scales 10x without loading your team. Scripts updatable when policy shifts. Service-specific configuration for credit repair, business funding, dispute follow-ups, and lender referrals.
Do I have to switch from Credit Repair Cloud / DisputeFox / Smart Credit?
No. We connect with Credit Repair Cloud, DisputeFox, Smart Credit, Funding Circle, ScoreCEO, Stripe, GHL Booking via API. What you already pay for stays — LPS adds an AI Voice + compliance + intake layer on top.
"I tried an intake system before and my ads burned out"
More common than you'd think. Generic systems fail because (1) AI Voice sounds like a robot and leads hang up, (2) generic screening disqualifies leads that DO apply, (3) no compliance review = misconfigured guardrails (real CROA/TSR/TCPA risk). That's why we clone a natural voice in Spanish + scripts reviewed per service (credit repair / business funding) + mandatory compliance review before go-live. If at 30 days the system isn't running to the promised standard (bilingual AI intake 24/7, speed-to-lead <60s, CROA + FCC-compliant, integrations live), we work for free until it is.
How fast do I see the system running?
System running + compliance review approved: 30 days. Operational standard delivered in 30 days (bilingual AI intake 24/7, speed-to-lead <60s, approved disclosure, PEWC capture + state licensing verification, direct booking to the calendar, integrations live) — signed in contract. If not, we work for free until it is. Volume of consultations, closed deals and score outcomes or funding approvals depend on your market, offer and close skills — we don't guarantee them as numbers (CROA + FCC).
Does it work if I'm a solo practitioner or do I need a firm with a team?
It works for both, but the ROI is clearest with a firm at $10k+/mo or a solo operator at $5k+/mo. If you're a firm with 3+ operators or a solo practitioner doing $20k+/mo in deals, it's ideal. If you're part-time generating <$5k/mo, it's not the moment yet — grow volume first.